About Ethan Cheng

In today’s competitive landscape, obtaining a higher education is often seen as a crucial step toward securing a bright future. However, the financial burden associated with further education can be daunting for many students and their families. Scholarships and funding opportunities might offer considerable support in making education more attainable and affordable. Exploring your options […]

Money is emotional, personal, and often deeply rooted in our upbringing and experiences. Whether you feel constant anxiety about finances or avoid thinking about them altogether, your relationship with money can quietly shape your decisions, habits, and overall well-being. By bringing awareness to your beliefs and behaviors, you can shift from stress and avoidance to […]

Ever wonder how some people seem to navigate financial opportunities so effortlessly? A solid credit score could be their secret. If your score isn’t where you want it, there’s hope. With a few savvy strategies, improvement may be closer than you think. Luckily, there are proven ways to get on top of your credit score. […]

Your breath is always with you, but most of the time, it goes unnoticed. When life feels busy, tense, or overwhelming, a few intentional breaths can offer more relief than you’d expect. Breathwork is a simple, science-backed way to calm your nervous system, lower stress, and bring your focus back to the present moment. You […]

The first moments after waking set the tone for everything that follows. Small, intentional actions can transform groggy mornings into productive, positive days. By cultivating habits that fit your lifestyle, you can ease into the day feeling energized instead of overwhelmed. Whether you’re an early riser or a habitual snooze-hitter, creating a routine that genuinely […]

Your 20s and 30s are often filled with big milestones—graduating from college, starting a career, maybe buying a home, or starting a family. While it’s tempting to focus on immediate wants, your 20s and 30s are also pivotal years for building long-term wealth. Establishing good money habits early can set you up for financial security […]

Staying hydrated is key to feeling energized, focused, and healthy—but not everyone enjoys the idea of gulping down plain water all day. Luckily, hydration doesn’t have to be boring or feel like a chore. There are plenty of fun, refreshing ways to boost your fluid intake without constantly reaching for a glass. By getting creative, […]

In a fast-moving world where knowledge expires quickly and career paths are increasingly non-linear, a personal learning plan (PLP) is no longer a nice-to-have — it’s a career essential. Whether you want to upskill, switch roles, or stay relevant in your current one, a well-structured PLP keeps your growth intentional and measurable. But too many […]